FREQUENTLY ASKED QUESTIONS
A liability policy for drivers without a car that attaches an SR22 form to restore or maintain driving privileges.
No. It covers secondary liability for third-party injuries and damage, not the car you drive.
You can get general estimates, but binding quotes require a direct driving record check.
Select state minimum liability limits, pay upfront, and complete an approved defensive driving course.
DUIs, reckless driving, driving uninsured, suspended licenses, or accumulating excessive points.
Typically three consecutive years, depending on your state and offense severity.
SR22 requires basic limits, while an FR-44 is for DUIs and requires high 100/300/50 liability limits.
Insurers file it electronically with the FLHSMV, and you reinstate it at an Orange County Tax Collector office.
Your insurer files an SR26 notice, triggering an immediate license suspension and resetting your timeline.
No. It is a state-filed certificate proving your policy carries required liability limits.